*{box-sizing:border-box;margin:0;padding:0}
:root{--ink:#14213d;--text:#333;--muted:#5b6475;--accent:#1d4ed8;--bg:#fff;--alt:#f4f6fa;--wa:#1fa855}
html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,sans-serif;color:var(--text);line-height:1.65;background:var(--bg)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
h1,h2,h3{color:var(--ink);line-height:1.2}
h1{font-size:clamp(2rem,6vw,3.2rem);margin:.4rem 0 1rem}
h2{font-size:clamp(1.6rem,4vw,2.2rem);margin-bottom:1.2rem}
h3{font-size:1.2rem;margin-bottom:.5rem}
p{margin-bottom:1rem}
.nav{position:sticky;top:0;background:rgba(255,255,255,.95);border-bottom:1px solid #e5e8ef;z-index:10}
.nav-inner{display:flex;justify-content:space-between;align-items:center;padding:14px 20px;flex-wrap:wrap;gap:8px}
.brand{font-weight:700;color:var(--ink);text-decoration:none}.brand span{color:var(--accent)}
nav a{color:var(--muted);text-decoration:none;margin-left:16px;font-size:.95rem}
nav a:not(.btn-sm){display:none}
.btn-sm{background:var(--accent);color:#fff!important;padding:7px 14px;border-radius:6px}
.hero{background:linear-gradient(135deg,#14213d,#1d4ed8);color:#e8edf8;padding:80px 0 90px}
.hero h1{color:#fff;max-width:760px}.lead{font-size:1.15rem;max-width:620px}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:.8rem;font-weight:600;opacity:.85}
.cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:1.5rem}
.btn{display:inline-block;padding:13px 22px;border-radius:8px;font-weight:600;text-decoration:none;text-align:center}
.btn-wa{background:var(--wa);color:#fff}.btn-outline{border:2px solid #fff;color:#fff}
.btn-light{background:#fff;color:var(--ink);border:2px solid var(--ink)}
.btn:hover{opacity:.9}
.section{padding:70px 0}.alt{background:var(--alt)}
.two{display:grid;gap:32px}
.facts{list-style:none;background:var(--alt);border-radius:12px;padding:24px;align-self:start}
.facts li{padding:10px 0;border-bottom:1px solid #dde2ec}.facts li:last-child{border:0}
.facts strong{color:var(--accent)}
.cards{display:grid;gap:20px}
.card{background:#fff;border:1px solid #e3e7ef;border-radius:12px;padding:26px;box-shadow:0 2px 8px rgba(20,33,61,.05)}
.sub{margin:2rem 0 1rem}
.tags{list-style:none;display:flex;flex-wrap:wrap;gap:10px}
.tags li{background:#fff;border:1px solid #d6dcea;border-radius:999px;padding:6px 14px;font-size:.92rem}
.steps{list-style:none;display:grid;gap:20px}
.steps li{position:relative;padding:24px 24px 8px;border-radius:12px;background:var(--alt)}
.steps span{display:inline-grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--accent);color:#fff;font-weight:700;margin-bottom:10px}
.amount{font-size:1.4rem;font-weight:700;color:var(--accent)}
.contact{text-align:center;background:var(--ink);color:#dfe5f2}.contact h2{color:#fff}.contact .cta{justify-content:center}
.contact .btn-light{border-color:#fff}
footer{padding:24px 0;text-align:center;font-size:.85rem;color:var(--muted)}
@media(min-width:760px){
 nav a:not(.btn-sm){display:inline}
 .two{grid-template-columns:3fr 2fr}
 .cards{grid-template-columns:1fr 1fr}
 .steps{grid-template-columns:repeat(3,1fr)}
}